Our Solutions
Comprehensive wealth architecture.
Zero compromise.
Wealth
Management
Portfolio construction and ongoing management for clients with R5 million+ in investable assets.
- Tailored investment strategies across equities, fixed income, alternatives, and offshore
- Access to institutional-grade fund managers
- Tax-efficient structuring and rebalancing
- Ongoing monitoring and proactive adjustments
Asset
Protection
Delivering bespoke motor and home insurance solutions, alongside specialised business cover tailored to meet the unique needs of business owners.
Personal Insurance:
- Motor insurance and Household insurance
Commercial Insurance:
- Commercial building insurance
- Professional indemnity
- Contractors' liability
- Business insurance solutions
Pension &
Provident Funds
Structured retirement solutions designed for corporate clients. We have access to all registered pension and provident fund providers in South Africa, allowing us to find the best solution to meet your business’s specific needs. We manage the implementation so that your employees are well taken care of and your obligations as an employer are met.
Corporate Retirement Options:
- Corporate Pension Funds
- Corporate Provident Funds
Medical Aid
We offer hospital plans and a range of medical aid options, from basic to comprehensive, designed to support your healthcare needs. Medical aid helps cover hospitalisation and medical expenses when you become ill.
Medical Aid Options:
- Hospital plans – cover in-hospital care and certain chronic conditions, excluding day-to-day expenses such as doctor, optometrist, and dentist visits
- Savings plans – combine hospital cover with an annual savings amount for day-to-day medical expenses, with unused funds carried over
- Network plans – offer lower premiums with access to a defined network of healthcare providers and generally unlimited basic day-to-day benefits
- Limited comprehensive plans – provide broad cover up to a specified annual limit
- Fully comprehensive plans – offer extensive cover for both hospitalisation and day-to-day medical expenses
- Traditional plans – include cover for hospital care, defined chronic conditions, and day-to-day benefits with set annual limits
Available for both individual and corporate schemes. As an independent adviser, we provide access to all registered medical aid options in South Africa, ensuring unbiased guidance to help you find the most suitable cover.
Gap Cover
Gap cover helps you cover hospitalisation and medical costs that your medical aid does not fully pay when you make a claim. When medical practitioners charge above medical aid rates, gap cover ensures you are not left out of pocket.
Top up your healthcare cover to provide greater peace of mind.
Gap cover can help with:
- Shortfalls on authorised in-hospital procedures
- Co-payments on procedures, upfront deductibles, and sub-limits
- Other costs such as in-hospital recovery, maternity and oncology benefits
Please note: gap cover requires that you already have medical aid in place.
